Refinancing Your Loan
We’re here to help you find the right home loan tailored to your needs and goals. At Moorhen Finance, we’re the mortgage experts you can trust to guide you every step of the way.
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Home Loan Expertise
On-going Support
Lender Access
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Let Moorhen Finance help you
We understand that every homeowner’s situation is unique, and that’s why we don’t believe in one-size-fits-all solutions.
Whether you’re looking to:
- Switch from a variable to a fixed rate for greater stability
- Lower your monthly payments to ease cash flow
- Shorten your loan term and pay off your mortgage faster
- Tap into your home’s equity for renovations, investments, or major purchases
- Consolidate high-interest debt into one manageable, lower-rate home loan
— we’re here to help you find the refinancing option that works best for your goals and lifestyle.
Talk to us today
Our approach is simple:
We work closely with you to understand your current financial situation, review your existing mortgage, and present clear, tailored options that align with what you want to achieve.
Whether it’s saving money, paying off debt, or gaining financial flexibility, we make sure your new loan terms enhance your financial well-being—not just today, but long-term.
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Our Process
Let Moorhen Finance help you
Step 1Talk to one of our Brokers
Times are evolving rapidly, and what was once acceptable may no longer be the case today. We understand it can be challenging to know where to begin. That's why we guide you through the entire process, helping you find the loan that best suits your unique circumstances, and providing unwavering support every step of the way.
Why choose us?
Tailored Loan Matching
We find the loan that fits your unique needs—not just the lowest rate, but the right fit for your situation.
Low Rates, Real Savings
We’re all about securing some of the lowest rates in the market to help you save more over the life of your loan.
Trusted Advice
We give you honest, expert advice—everything you need to know to make smart, informed decisions.
Expert Support
We’re proud to help individuals across Australia secure better home loans.
Freedom to Enjoy Life
Our goal is to take the stress out of financing so you can focus on what matters.
Long-Term Savings Focus
We work hard to ensure you’re never stuck with a loan that costs too much.
Testimonials
Christopher Twomey
08:46 29 May 25
I would highly recommend Bill for any mortgage and financial services. He has been a calm and amazing guiding voice for myself and my partner for years on our journey to purchase our first home. He is always very responsive to any questions and delivers a very professional and informative advice.
Chris F
05:56 12 Oct 23
I would highly recommend Bill's services. We've used to him to arrange both an initial mortgage and subsequent refinancing and he has been a pleasure to deal with. He works to get the best deal and is always happy to answer any questions we might have in the process. 5 star - no hesitation.
Amanda Hyde
10:19 21 Sep 23
Bill was responsive, patient and knowledgeable. He took time answer all our questions, came to our place at a time that was helpful for us and he was very responsive to questions.
Michael Ditchburn
03:39 05 Sep 23
Bill worked his magic to get us a loan.
Kit Craig
13:21 30 Aug 23
We have worked with Bill since 2016, when we were referred to him by our financial adviser. We were preparing to refinance our existing house in Sydney and purchase a new house in Lake Macquarie. Bill set everything up quickly, painlessly and efficiently. Since then Bill has advised us a couple of times on restructuring our loans and has saved us thousands of dollars. We've been so happy with his service, expertise and support that we referred our son and daughter-in-law to him, and they are also now very happy clients of Moorhen Finance.
James H
12:43 30 Aug 23
I had the pleasure of first meeting Bill a number of years ago when he purchased a home through me. Over the course of time we communicated on a number of occasions and we forged a genuine friendship.Bill has an authentic easy going personality and cares about the people around him whether they be family, friends or clients alike. So when I had the opportunity to recommend an honest and competent broker to my clients with integrity and a solid work ethic it was a no brainer. My clients were thrilled with his work.As a broker he’s well positioned to look after your finance needs and the real bonus is you’ll build a lasting connection with a gentleman that always goes the extra mile.
Mitchell McCarthy
07:46 30 Aug 23
Great bloke and even better mortgage broker
Ian Arthur
06:15 30 Aug 23
Bill knows his craft and provides a very honest and accurate assessment of anything loan related. He has assisted my family to make home and land purchases, and I would have no hesitation in recommending him for your financial requirements.......very thorough and honest.
David Reeve
02:45 30 Aug 23
I found Bill Elmer to be very helpful in his approach to all our questions and explaining everything thoroughly to us.
Ayla Leighton
02:18 30 Aug 23
Bill has been a pleasure to work with over the years that I've known him, and his vast knowledge of the dynamic real estate lending space has really helped to put my mind at ease throughout what can be quite a stressful process of securing funding to purchase property. I have recommended his services to friends, and am happy to do so here too.
John Sierra
02:07 30 Aug 23
Bill is the broker you want. He's in your corner and works soooo hard so hard to help you fulfil your dreams. I can't thank him enough for what he has done for me. I have referred my closest friends and family to him. Stop looking anywhere else. Take your business to Bill Elmer. Do it now!!! It will be the best decision you have made in a long time. Thanks Bill you legend 👍
Mark Charteris
01:36 30 Aug 23
Fantastic service. Bought 4 properties without a single problem.
Bella Vista
03:57 01 Jun 23
Very experienced and caring mortgage broker. Assisted with the whole process. I would definitely recommend Bill.
Alan Carrington
00:14 06 Mar 23
Bill is extremely good at his job I was able to refinance my own home for a better deal and buy an investment property. A few years later we did the same thing to buy a second investment all thanks to Bill's knowledge and assistance. Thanks Alan & Sarah.
Mark Clayton
02:18 02 Mar 23
Bill Elmer is one of the best in the business. Bill has great financial and mortgage experience and does the hard yards in finding the best funding source. He has assisted all of my family and a few friends over the years with mortgage advice and financing. Bill is a great listener and a terrific professional to have on your side. I highly recommend Bill to anyone needing support and advice on sourcing the best mortgage.
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Unit 23, 5-7 Inglewood Pl
Baulkham Hills NSW 2153
Mon - Fri: 9.00am - 6.00pm
Sat - Sun: By Appointment
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